nir-vana innovation network

The firm existing on Polish market since 1991 provides comprehensive services to improve the financial liquidity of business entities. As one of the few companies in Poland, it offers both financing and debt management products. The main competitive advantages of the firm are the speed of action and individual approach to the client. Thanks to them, the company's offer is an alternative to banking services.
The company launched an innovative virtual financial assistant - a software that automatically runs certain functions based on algorithms. Currently the service can be used by both individual clients and entrepreneurs, mainly micro and small companies. A virtual financial assistant solves problems faster than a call center or a traditional form and offers are negotiated, unlike price comparison websites.
The main areas in which the chatbot works are: financing in companies (credits, loans, factoring, receivables), insurance, car leasing and long-term car rental of company equipment.
The company is searching for partners with established channels on IT services markets to sign a license agreement.

Advantages & innovations

The virtual chatbot is a financial assistant for entrepreneurs, whose task is to search for financial offers available on the market and adjust the offer to the needs of the company. It's work is based on the bot of artificial intelligence.The technological heart called Humanized searches for offers and negotiates rates with financial institutions. At the first stage, the artificial intelligence is responsible for starting the conversation, recognizing the need, answering the most frequently asked questions, collecting data for the application, etc. (by messenger or lifechat). At the second stage, Hummanized algorithms send a query to financial institutions, and after obtaining it, they give the client the offered values (offer) on a given day. Each time the system sends a personalized inquiry to financial institutions. The chatbot has an additional module, thanks to which an entrepreneur can return to the conversation at any time (even after a long time) and continue the conversation. Additionally, the entrepreneur (on request) can be switched to a consultant, who helps to answer questions about e.g. formalities or those requiring a lot of detail. It is currently the only intelligent service of this kind on the Polish market offering assistance to entrepreneurs and educating them. The bot talks to businesses through social media communicators, as well as independently of them, i.e. through a website with lifechat, soon through an application on smartphones. The service is fast, available 24/7, mobile, safe and free of charge.

Stage of development

Already on the market

Partner sought

The company is focused on attracting technological partners in the field of bot development, like institutions offering innovative financial services. It's important, that the future parter will have at least 10 years of experience in the technology market and will have well established distribution channels on IT markets. The partnering company may be from Europe or beyond. The company is interested in signing a License Agreement.